For many people who want the low-maintenance and amenities of an apartment, with the benefits and security of owning your own home, condominiums are the way to go. Most HOAs have an insurance policy that covers the actual structure, but stops at your unit’s interior walls. Condo insurance picks up where the HOA’s policy leaves off by offering you personal liability coverage, as well as protecting what’s inside your unit, from the floors and the cabinets, to your furniture and belongings. Some policies even pay for your living expenses while repairs are being made should your unit become unlivable due to damage.
Call our office, or click over to our quotes page and one of the experienced agents at Alliance Insurance Group can find a condo policy for you!