There’s an old saying: “The main difference between men and boys in the price of their toys.” As we look toward spring and tax refunds from the IRS, many of us are dreaming about growing our toy collection. Personal watercraft, motorcycles, RVs, off-road vehicles, collectible autos – all these pricey items need good insurance coverage. That’s where we come in. …
How Much Commercial Liability Coverage is Enough?
Feature Photo by Henry Perks on Unsplash Are you a business owner in the market for commercial liability insurance? If so, you probably have many questions. After all, it only takes one claim to paralyze your company. Your commercial liability coverage isn’t something to drop the ball on. But, don’t worry, here at Alliance Insurance Group, we have you covered. …
5 Things You May Not Know About Your Auto Insurance
Drivers in Alabama are required by law to purchase automobile insurance with minimum coverage mandated for bodily injury protection and property damage. While this will square you away with state laws, does it provide the protection you need if you are injured in a car accident or cause someone else to be injured? Veazey Insurance Agency offers superior protection at …
Is a Business Owner’s Policy (BOP) Right for You?
Business owners have a lot on their plates: Providing a high level of customer service, finding new customers, dealing with inventory, paperwork, and tax documents – sometimes the list seems endless. What about business insurance? Every business owner needs to ensure he or she has coverage to match unforeseen circumstances that arise from time to time. Unlike other items on …
What is the Difference Between Business Use and Personal Use for My Vehicle?
The dividing line between personal use and commercial vehicles can be confusing. It’s important to know what the requirement are here in Alabama, and it’s doubly important to be sure you have the correct registration and the right insurance for your needs. Veazey Insurance Agency offers superior commercial coverage at competitive prices in Mobile, Alabama and surrounding areas. Our agents …
9 Ways To Save On Homeowners Insurance In Mobile, Alabama and Baldwin County
There’s an old saying, “Your home is your biggest investment.” This is true for so many people. Not only is your home a large capital outlay, but also if all goes right, it builds in value over many years. For many seniors, selling it and downsizing can add significantly to a comfortable retirement. Protecting your investment is a major priority, …
Can My Business or I Be Held Liable for the Actions of Someone Else?
Can my business or I be held liable for the actions of someone else? To put it simply, yes. Vicarious Liability. You may not be familiar with this term, but if you are a business owner, you need to do two things: Learn the meaning of Vicarious Liability Carry adequate Liability Insurance to protect you from it. What is Vicarious …
5 Ways to Save On Boat Insurance In Mobile, Alabama and Baldwin County
Are you ready to fulfill your dream of boat ownership? Fun on the bay with family and friends, relaxing weekend fishing trips, sharing a dazzling red sunset on the water with that special someone – boat ownership can be all this and more. This romantic notion has a practical side, which, if ignored, can turn your dream into a financial …
5 Ways to Lower Your Car Insurance Payments
Everyone wants to save money on car insurance. Here are the top five ways to lower your payments: Keep a clean driving record. Nothing trashes your car insurance rates like moving violations, at-fault accidents, and high-priced damage claims. The best way to keep your rates low is to observe traffic laws, drive safely, and always give driving your full attention. …
What You Need to Know About Medical Malpractice Insurance
Feature Photo by National Cancer Institute on Unsplash Choosing your provider of medical malpractice insurance is one of the most important decisions you will make in your professional medical career. After all, it is your profession and your reputation that’s on the line. There are many choices of malpractice insurance out there for medical professionals, and it may feel rather …